Stock Portfolios
Conservative to Aggressive

An alternative to our monthly trading strategies, these minimally-traded portfolios are designed for investors who want market-beating returns without the burden of frequent trading.
Why WealthDAC Portfolios Work
In a world where everyone’s trading, it’s easy to believe that more trades equal more returns. The truth? Some of the best investors in history built their fortunes by owning great businesses and letting compounding do the heavy lifting.

Here’s why our “buy-and-hold” approach can match — or even beat — an active trading strategy:

  • Compounding That Never Sleeps – Profits build on profits instead of being reset with each trade.
  • Tax Efficiency – Fewer trades mean fewer taxable events, leaving more money working for you.
  • Peace of Mind – When markets swing, a disciplined portfolio helps you avoid costly, emotional mistakes.

Our job: pick the right stocks and step aside. Your job: stay the course.

Match Your Portfolio to Your Comfort Zone
Success in the market isn’t just about picking winners — it’s being able to sleep well while you own them. That’s where risk tolerance comes in: your ability to handle the market’s ups and downs without panic-selling.

  • Investors who know their comfort zone can ride through volatility and capture the recovery.
  • Those who don’t often sell at the worst moment — and miss the rebound.

Not sure where you stand? You’re not alone. That’s why we offer a discount on all three portfolios, so you can track them side by side and “test drive” your comfort zone before committing more.

See my WealthDAC III plan on the Pricing Page.

What You Get with Your Payment
Your payment unlocks everything you need to invest confidently:

Full list of holdings and percentage allocations.
Exclusive Members Page access for one year, with:
  • Weekly performance updates
  • Ongoing risk metrics
  • Q&A and educational resources

Trade Alerts Included.
Portfolio changes are rare but important. When a stock loses its edge or a better opportunity appears, we send a Trade Alert immediately. Changes are deliberate and infrequent, so your portfolio stays on low-maintenance autopilot — but never unattended.

Below, compare all three portfolios and see which best matches your goals and risk tolerance.
10-Year Returns
Total Returns - All Portfolios
Click to enlarge.
1-Year Returns
Picture
Click to enlarge.
10-Year Returns
1-Year Returns

The WealthDAC Portfolios

Data Thumbnail | Brief Explainer
Charts and tables updated monthly.
Jump down to: Conservative | Moderate | Aggressive
5-Year Chart - Conservative Portfolio
10+ Year Chart | ETFreplay.com
Conservative Portfolio Risk/Return Metrics
Risk and Return - 10+ Years
10+ Year Total Return
5-Year Chart - Conservative Portfolio
10+ Year Chart | ETFreplay.com
Risk and Return Metrics
Conservative Portfolio Risk/Return Metrics
Risk and Return - 10+ Years

Conservative Portfolio

​(For Risk-Averse Investors)
Beats the S&P 500
20.1% CAGR over 10+ years
Volatility: 11.6%
Max DD: -14.8%
The WealthDAC Conservative Portfolio is designed for investors who prioritize capital preservation over breakneck growth. It combines 8 large-cap U.S. stocks with 2 hedging ETFs.

This portfolio is managed with three goals in mind:
  1. Steady Growth – Targeting 18%+ average annual returns over rolling 10-year periods.
  2. Downside Control – Ensuring a max drawdown half that of the S&P 500 over the same 10-years. 
  3. Minimal Trading so as to limit short-term tax exposure and keep investing simple.
​The stocks that make up the portfolio represent companies with histories of superior returns while offering greater stability and resilience during market turbulence.

The ETFs are in place to further dampen volatility and drawdowns. One in particular tracks the volatility index and spikes during severe market turmoil. Call it the "Black Swan Hedge."

Conservative: With low volatility stocks and significant hedging, this plan protects against the unexpected -- without giving up growth. In fact, it has more than doubled the returns of the S&P 500 over the past 10 years.

Reminder: Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal.
5-Year Chart - Moderate Portfolio
10+ Year Chart | ETFreplay.com
Moderate Portfolio Risk/Return Metrics
Risk and Return - 10+ Years
10+ Year Total Return
5-Year Chart - Moderate Portfolio
10+ Year Chart | ETFreplay.com
Risk and Return Metrics
Moderate Portfolio Risk/Return Metrics
Risk and Return - 10+ Years

Moderate Portfolio

​(Requires Moderate Risk Tolerance)
Beats the S&P 500
27.0% CAGR over 10+ years
Volatility: 16.0%
Max DD: -25.3%
The WealthDAC Moderate Portfolio strikes a balance between growth potential and risk management. It blends 10 large-cap U.S. stocks with 2 hedging ETFs designed to dampen volatility and reduce drawdowns.

This portfolio is built with three key objectives:
  1. Strong Long-Term Returns – Targeting 25%+ average annual returns over rolling 10-year periods.
  2. Downside Control – Max drawdown less than SPY over the same 10-year lookback.
  3. Minimal Trading – Designed to limit taxable events and keep portfolio management simple.
​The stocks that make up the portfolio represent companies with a history of superior returns. Some names overlap with the Aggressive portfolio, others are unique to this plan.

The ETFs tend toward an inverse relationship with each other, and in combination work to dampen volatility and reduce drawdowns for the portfolio.

Moderate: This remains a moderately risky stock portfolio. While outpacing the S&P 500 for over a decade it has maintained a measured approach to risk, making it ideal for investors seeking high growth without extreme swings.

Reminder: Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal.
5-Year Chart - Aggressive Portfolio
10+ Year Chart | ETFreplay.com
Aggressive Portfolio Risk/Return Metrics
Risk and Return - 10+ Years
10+ Year Total Return
5-Year Chart - Aggressive Portfolio
10+ Year Chart | ETFreplay.com
Risk and Return Metrics
Aggressive Portfolio Risk/Return Metrics
Risk and Return - 10+ Years

Aggressive Portfolio

​(Requires High Risk Tolerance)
Beats the S&P 500
36.5% CAGR over 10+ years
Volatility: 20.6%
Max DD: -29.5%
The WealthDAC Aggressive Portfolio is a pure stock portfolio designed for investors who want to maximize long-term growth and can tolerate higher volatility along the way. No hedges. 

This portfolio is built to pursue three key objectives:
  1. High Growth – Targeting 30%+ average annual returns over rolling 10-year periods.
  2. Risk Control – Max drawdown comparable to the S&P 500.
  3. Minimal Trading to let strong companies compound while limiting taxable short-term gains.
​The 12 carefully-selected stocks that make up the portfolio represent large-cap companies that work well as a team, have a history of superior returns, and tend to zig when others zag, reducing portfolio volatility and drawdowns during market selloffs.

Aggressive: This a relatively high-risk stock portfolio, commensurate with its high-reward potential.

The portfolio has delivered market-crushing returns for over a decade, rewarding investors who can ride out volatility in pursuit of exceptional long-term results.

Reminder: Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal.
Why WealthDAC Portfolios Work
In a world where everyone’s trading, it’s easy to believe that more trades equal more returns. The truth? Some of the best investors in history built their fortunes by owning great businesses and letting compounding do the heavy lifting.

Here’s why our “buy-and-hold” approach can match — or even beat — an active trading strategy:

  • Compounding That Never Sleeps – Profits build on profits instead of being reset with each trade.
  • Tax Efficiency – Fewer trades mean fewer taxable events, leaving more money working for you.
  • Peace of Mind – When markets swing, a disciplined portfolio helps you avoid costly, emotional mistakes.

Our job: pick the right stocks and step aside. Your job: stay the course.

Match Your Portfolio to Your Comfort Zone
Success in the market isn’t just about picking winners — it’s being able to sleep well while you own them. That’s where risk tolerance comes in: your ability to handle the market’s ups and downs without panic-selling.

  • Investors who know their comfort zone can ride through volatility and capture the recovery.
  • Those who don’t often sell at the worst moment — and miss the rebound.

Not sure where you stand? You’re not alone. That’s why we offer a discount on all three portfolios, so you can track them side by side and “test drive” your comfort zone before committing more.

See my WealthDAC III plan on the Pricing Page.

What You Get with Your Payment
Your payment unlocks everything you need to invest confidently:

Full list of holdings and percentage allocations.
Exclusive Members Page access for one year, with:
  • Weekly performance updates
  • Ongoing risk metrics
  • Q&A and educational resources

Trade Alerts Included.
Portfolio changes are rare but important. When a stock loses its edge or a better opportunity appears, we send a Trade Alert immediately. Changes are deliberate and infrequent, so your portfolio stays on low-maintenance autopilot — but never unattended.

Compare all three portfolios and see which best matches your goals and risk tolerance. When you're ready...
3-Year Fee Guarantee
Our fee guarantee applies to the Aggressive Portfolio only, and is available to first-time subscribers who purchase the WealthDAC III (all 3 portfolios) and renew twice.
Here's how it works: three years from your signup date, we’ll compare the Total Return of the Aggressive Portfolio (rebalanced annually and incorporating any stock trades along the way) against SPY, using data from ETFreplay.com.

If the Aggressive Portfolio has underperformed SPY during that period, we’ll refund full three years of subscription fees — your first-year fee plus two years of auto-renewals (up to $700).

This is a refund of fees only. We are not responsible for any losses of capital from trading or investing. Read Disclaimer.
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